Direct Compensation and Risk Management: A Key Study from the Insurance Sector

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This paper examines the business model of an Italian company (TIS) that manage the claims for non-life insurance companies with innovative solutions. When a policy-holder make a claim for a loss or damage, the insurer may decide either to repair, rebuild or replace the property or to offer a cash settlement. To provide these services, many insurance companies have started developing strategic relationships directly with building firms, repairers, specialist suppliers and project managers, in order to find reliable contractors that will repair or replace the policy holder’s property quickly, with high quality and at a low cost. Opposite to other EU Countries, in Italy many insurance companies are still providing only cash settlement, with higher costs and a higher level of fraud illegal claims risk.
Lingua originaleEnglish
Titolo della pubblicazione ospiteThe Future of Risk Management, Volume II. Perspectives on Financial and Corporate Strategies
Numero di pagine22
Stato di pubblicazionePublished - 2019


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